Restructuring Loan Product

The Loan Restructure is a product that seeks to help members repay their loans by reducing their monthly loan repayment amounts and increasing their loan term. This will help members who have challenges repaying their loan 

  1. Loan Restructure has no cash benefits

  2. The maximum limit that members can restructure is KES 30,000,000

  3. Repayment period on restructure of loans is up to 72 months

  4. Interest rate is at 14.5% pa on reducing balance basis

  5. Loan entitlement is four times of member's savings

  6. Repurchase commission for the existing loan is 7.5%


Loan Application requirements

Download the application form here

This is how you pay for your loan