1. What is minimum contribution?
    The minimum contribution is Ksh 1,600 per month.
  2. What is the difference between deposits and shares?
    • Deposits are the monthly contributions a member pay towards the Sacco. This can be used as either security to members loans or guarantee six other members. Interest is earned on deposit and calculated on pro rata basis. Upon exit from the Sacco the member can withdraw the savings as long as there is no outstanding or guaranteed loan.
    • On the other hand, share capital is the minimum shareholding that every member must hold with the Sacco. Shares are Non- refundable and cannot be withdrawn even on exit from the Sacco but can be transferred to another member of the Sacco. This cannot be used as security on loan. Each member must have a minimum of Ksh 10,000 in share capital which is Equivalence of 500 shares at a cost of KES 20 per share