This is an all-purpose loan facility advanced to all Members for improvement, development or investment. Best for first time borrowers who are looking into paying a long-term loan within a shorter period.

Product Features

  1. Repayment period of 48 months
  2. Interest rate of 1%(12%) per month.
  3. Maximum entitlement is 4 times total deposits plus shares.
  4. Guarantors and acceptable collaterals required.
  5. Maximum Loan- 4 times total savings
  6. Terms and conditions on self- guarantee apply
  7. Maximum Loan- Ksh 30 Million.


You need to be a Sacco member for six months and have met the loan eligibility criteria
A duly completed loans application form