This is a special product tailored to satisfy members need for extra financing after taking up a Normal loan and there is still need for more project funds.

Product Features

  1. Maximum entitlement is 4 times total deposits plus shares
  2. Repayment period of 48 months
  3. Interest rate 1% (12%) per month on a reducing balance.
  4. A commission of 5% on all outstanding loans is charged.
  5. Guarantors and acceptable collaterals required.
  6. Disbursed within a month
  7. Terms and conditions on self- guarantee apply


You need to be a Sacco member for six months and have met the loan eligibility criteria
A duly completed loans application form