The Sacco offers the following modes of payments;

  • Go to the Mpesa Menu
  • Select Lipa na M-PESA
  • Select Pay Bill
  • Enter Business Number ‘540700’

Under Account number – Enter Your Membership Number + transaction code


1 Deposits Contributions DEP MHS*****DEP
2 Share Capital SCP MHS*****SCP
3 Child Scheme CHS CHS*****CHS
4 Holiday Scheme HLS MHS*****HLS
5 Insurance Premiums INS MHS*****INS
6 Account Reactivation REA MHS*****REA
7 Normal Loan NOL MHS*****NOL
8 Normal Top-up loan NTP MHS*****NTP
9 Repurchase Loan RPL MHS*****RPL
10 Asset Loan(New) AFL MHS*****AFL
11 Asset Loan- Old AST MHS*****AST
12 Multi Normal Loan MTL MHS*****MTL
13 Gold Loan-New GOL MHS*****GOL
14 Gold Loan-Old GLD MHS*****GLD
15 Gold Top-up GTP MHS*****GTP
16 Gold Repurchase GRL MHS*****GRL
17 Restructure Loan RST MHS*****RST
18 Jazilia Loan JZL MHS*****JZL
19 Plot Buying Loan PBL MHS*****PBL
20 Mortgage Loan MRG MHS*****MRG
21 Equity Release Loan ERL MHS*****ERL
22 Defaulter Loan DFT MHS*****DFT
23 Mobi Instant Loan MBL MHS*****MBL
24 Swift Loan SWL MHS*****SWL
25 Short-term Loan STL MHS*****STL
26 Self Guarantee Loan SGL MHS*****SGL
27 Rahisi Loan RHL MHS*****RHL
28 Home Care Loan HCL MHS*****HCL
29 Cheque Encashment CQL MHS*****CQL

Name: Mhasibu Sacco Society Limited
Bank: NCBA Bank Kenya PLC
Branch: Mama Ngina Street
Account No. 6435220015
Swift Code: CBAFKENX

Name: Mhasibu Sacco Society Limited
Bank: Equity Bank
Branch: Kenyatta Avenue Branch
Account No. 1290271968015
Swift Code: EQBLKENA

Name: Mhasibu Sacco Society Limited
Bank: Co-operative Bank
Branch: University Way Branch
Account No. 01120040136100
Swift Code: KCOOKENA

  • Please indicate your membership number on instruction form
  • Make payments to our bank accounts then present the banking slips.
  • Remember to indicate your membership number and proper instruction on the breakdown.

  •  For Deposits; key in   ‘DEP’ at the end of your Membership Number (e.g. MHS*****DEP)
  • For Share Capital key in ‘SCP’ at the end of your Membership Number (e.g. MHS*****SCP)
  • For Child Scheme Account, Key in ‘CHS’ at the end of your Membership Number (e.g. CHS*****CHS)
  • For Insurance Premiums, Key in ‘INS’at the end of your Membership Number (e.g MHS*****INS)
  • To preload your Mhasibu M-Sacco Utility Account, Key in ‘MSD’ at the end of your Membership number (e.g. MHS*****MSD)

  • Payment done at Sacco offices
  • Through the employer
  • Direct debits

NB: Please note that Sacco does not accept cash payments.

  1. To repay Mobi Instant Loan key in ‘MBL’(e.g. MHS*****MBL)
  2. To repay Normal Loan key in ‘NOL’(e.g. MHS*****NOL)
  3. To repay Repurchase Loan key in ‘RPL’ (e.g. MHS*****RPL)
  4. To repay Refinance Loan key in ‘RFL’ (e.g. MHS*****RFL)
  5. To repay Emergency Loan key in ‘EML’ (e.g. MHS*****EML)
  6. To repay Short-Term Loan    key in ‘STL’ (e.g. MHS*****STL)
  7. To repay Gold Loan key in ‘GOL’ (e.g. MHS*****GOL)
  8. To repay Gold Repurchase Loan key in ‘GRL‘ (e.g. MHS*****GRL)
  9. to repay School Fees Loan key in ‘SFL’ (e.g. MHS*****SFL)
  10. to repay   Okoa Loan   ‘OKL’ (e.g. MHS*****OKL)

What will be required from me during and after payments?

  • Quote your Membership number and any break down if any and submit the slip to the offices or scan to