Save, borrow, and bank daily — all under one roof, backed by 40 years of trust.
Build wealth with competitive returns on BOSA and FOSA deposits. Your savings grow steadily, year after year.
Explore savings →Affordable loans at 1% p.m. on reducing balance. Instant Rahisi approval via the portal, up to KES 1M.
View loans →Full FOSA banking — deposits, withdrawals, transfers and M-Pesa integration. Bank anytime, anywhere.
Explore banking →For over 40 years, we've helped Kenyans build wealth, access credit, and bank with confidence. Now open to all.
Licensed deposit-taking Sacco with full regulatory oversight and member protection.
M-Hasibu Pro app, USSD *657#, and members portal — bank from anywhere.
Attractive annual dividends and affordable loans at 1% p.m. on reducing balance.
No restrictions — every Kenyan and diaspora member is welcome to join.
Join a community of 29,000+ members who trust Mhasibu with their financial future. Award-winning service, generational trust.
Stay up to date with member benefits, product launches, and industry news.
Full mobile banking with instant Rahisi loan approval, M-Pesa integration, and 24/7 account access. Available on Play Store and App Store.
No longer restricted to professionals. Mhasibu welcomes every Kenyan and diaspora member.
Business members can apply for a merchant till number tied to Paybill 4189005.
Access your account, apply for loans, and transfer funds — all from your phone, any time of day.
Real-time visibility
Instant Rahisi
FOSA ↔ M-Pesa
Utility & merchant
Full mobile banking. Available on Google Play and Apple App Store.
No internet? No problem. Bank instantly by dialling.
Statements, loan applications, and account management online.
Two paybills, two use cases. Choose the right one for your needs.
Use this paybill for loan repayments or BOSA/FOSA deposits.
Business members apply for a till number to receive customer payments.
Trust built one member at a time, across 40 years and every corner of Kenya.
"Rahisi loan approved in minutes through the portal. Money in my FOSA the same day. Mhasibu understands how business people work."
"My family has been with Mhasibu for two generations. From my parents' savings to my children's junior accounts — this Sacco has grown with us."
"The mobile app lets me deposit, borrow, and check my balance from Kisumu. Being in the diaspora doesn't cut me off from my Sacco anymore."
Join 29,000+ members building wealth together. Open to all Kenyans and the Diaspora. Registration KSH 1,200 — limited-time offer.
Join Mhasibu Today →Drop by for membership support, product guidance or a conversation about your next financial goal. Our doors are open Monday to Friday.
© 2026 Mhasibu Regulated DT Sacco Society Ltd. All Rights Reserved.