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New M-Hasibu Pro App — download on Play Store & App Store
Products Instant Rahisi Loan up to KES 1M — apply via portal
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USSD Bank on the go with *657#
New M-Hasibu Pro App — download on Play Store & App Store
Products Instant Rahisi Loan up to KES 1M — apply via portal
Open Membership now open to all Kenyans and the Diaspora
USSD Bank on the go with *657#

Home / Products / Long-Term Loans / Self-Guaranteed Loan

No Guarantors

Self-Guaranteed Loan

Access financing using your own savings.

The Mhasibu Self-Guaranteed Loan provides members with a convenient way to access financing using their own deposits as security. It is designed for members who need funds while leveraging the savings they have already built with Mhasibu.

This facility can be ideal when you need access to funds without relying on external guarantors or traditional forms of security.

SecurityYour deposits
Up to95% of deposits
Interest rate~1% per month
Repayment periodUp to 60 months

Key features

  • Financing based on your own deposits (up to 95% of own deposits)
  • Uses your savings as security

Why choose the Self-Guaranteed Loan?

Your savings can do more than just sit in your account. With the Self-Guaranteed Loan, you can leverage your deposits to meet your financial needs while continuing to build your financial relationship with Mhasibu.

Save. Leverage. Achieve.
Bank anywhere. No paperwork.Join online, then manage everything from your phone or computer.
Need help choosing?Call 020 514 1900 or email info@mhasibusacco.com