Your everyday account, salary-based loans and business payments.
A zero-maintenance account for your daily transactions.
Read more →SalariedLong-term financing of up to KES 5,000,000 for salaried members.
Read more →Before PaydayShort-term cash to bridge the gap before payday, up to KES 200,000.
Read more →Scale UpBusiness financing for members whose income flows through the Sacco.
Read more →Paybill 4189005Receive customer payments straight into your FOSA account.
Read more →| Product | Key terms |
|---|---|
| FOSA Current Account | KES 0 minimum balance, no ledger fees |
| Business Loan (Biashara) | 1% p.m., up to 36 months, 1% processing fee |
| Lipa na Mhasibu | Merchant Paybill 4189005, settles to your FOSA |
| Salary Check-Off Loan | 1.17% p.m., up to KES 5,000,000, up to 36 months |
| Salary Advance | 1.5% p.m., up to KES 200,000, up to 3 months |
Rates and terms are subject to review.
© 2026 Mhasibu Regulated DT Sacco Society Ltd. All Rights Reserved.